I am the lead advisor offering my advice as your business partner. This is typically done via referral but it is up to you whether or not you are actively involved in the case. I will proactively provide the client with in force policy service.

I am brought in to speak to the client as an “expert.” We work together with the client on finding a solution to their needs. I am giving my advice but you are the main advisor and final decision maker.

I contact the client directly to help complete the application and follow up with them directly on underwriting and administrative requirements.

I have no client contact but still provide all traditional wholesale services (quotes, online applications, product/carrier recommendations, new business/underwriting help, policy review, and licensing and commission follow up, etc).